The Journey Begins

Who is Chuffed2Bits?

I am in my mid 30s originally from the Philippines, currently residing in London, UK. I am a software engineer. I have been in this industry for over 12 years now. The first 7 years as a permanent employee and the last 5 years as a contractor. My wife is a home-based part time freelance admin. We have one child, he is about 9 yrs of age.  

I am not revealing my identity yet as I don’t want my family, relatives, friends and co-workers to know about my plan to F.I.R.E myself (financial independence retire early). It will definitely raise some eyebrows when they find out. It’s not the norm – go to school, get a decent degree, find a good job and retire at 67. Sod that! I can’t imagine another 30 years of my life stuck in a cubicle. I’m not built for that, I never was. 

Most FIRE blogs I read are US and UK based. I may be the first UK-based Filipino FIRE blogger, so if there are others, please do let me know 🙂

I created this blog as way for us to keep track of our finances and set realistic and achievable financial goals that will hopefully lead us to our ultimate goal – simple and sustainable lifestyle and more time with my family without worrying about money. 

My journey to FI begins!

5 thoughts on “The Journey Begins

  1. Hey there nice to meet you.
    It’s great to see other foreigners living in the UK pursuing a similar goal.

    All the best during your journey! 🙂


  2. Hey! Looking forward to following along on your journey. I surprisingly have a relatively large proportion of followers on Facebook living in the Philippines. I’m not sure why, but maybe the FIRE movement over there is larger than we think?


    • Nice to meet you at Cashflow cop. Social media usage is quite heavy there. Nearly 70M facebook users mainly to connect with relatives in other countries. Filipinos working abroad are sending $35B a year in remittance. They are seeking better financial education, how to invest, how to avoid scams, other ways to grow their money and learning about the FIRE movement. Your content definitely helps!

      Liked by 1 person

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